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under contract
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$1,050,000

5beds
|
3baths
|
3,716sqft
|
1992built
8623 Saddlecreek Dr,Berlin, MD 21811

Est. $6,904/mo · Get pre-qualified

What's special

$283/sqft

Price per square foot

Built in 1992

34 years old

Overview

8623 Saddle Creek Drive, West Ocean City / Berlin, Maryland Most waterfront homes in Worcester County force you to choose. Land or location. Privacy or proximity. Freedom or HOA oversight. 8623 Saddle Creek Drive refuses that tradeoff. Set on more than two waterfront acres in the quietly positioned Saddle Creek community between Historic Downtown Berlin and Route 611 in West Ocean City, this 3,600+ square foot home delivers five plus bedrooms, three full baths, and direct cove access that opens into the bay. No formal HOA. No recurring HOA fees. Deeded covenants remain in place, but the contro...

Listed on February 16, 2026 · Source: MLS #MDWO2035860

Property details

Cost estimate

Est. monthly payment

$6,458/mo
Principal & interest
$5,504
Property tax
$604
Home insurance (est.)
$350

Down payment

$210,00020% of list price
Adjust down payment20%
0%25%50%

Based on 20% down ($210,000), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Price history

DateEventPrice
Feb 16, 2026Listed for sale$1,050,000

Location

8623 Saddlecreek Dr, Berlin, MD 21811

Nearby homes

$1,050,000

5 beds · 3 baths · 3,716 sqft