Veterans HubVA Loan Calculator
VA Loan Calculator
Estimate your funding fee, monthly payment, and total loan amount. Toggle disability waiver or first-use vs. subsequent use to see how each affects your costs.
$450,000
$100K$2M
0% — $0
0% (VA)20%
6.50%
3%10%
VA Options
First use of VA benefit
Toggle off for subsequent use (2.15% → 3.30% at 0% down)
VA disability waiver
Receiving VA disability compensation? Funding fee is waived.
Roll funding fee into loan
Most veterans finance the fee — no cash required at closing.
Funding Fee
$9,675
Rate: 2.15% of base loan
Total Loan Amount
$459,675
Base: $450,000 + $9,675 fee
Monthly P&I
$2,905
Principal & interest only
Est. Total Monthly
$3,543
P&I$2,905
Est. property tax (1.2%/yr)$450
Est. homeowner's ins. (0.5%/yr)$187
Estimates only. Actual taxes, insurance, HOA, and rate will vary. Get your real rate with no hard credit pull.