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Est. $3,208/mo

$365,000

7 Spoon Ter,Palmyra, VA 22963

beds

baths

1,424

sqft

1988

built

Overview

Welcome to this charming 3/2 home tucked away on a quiet cul-de-sac & backing to the 8th green of Lake Monticello?s golf course. From the bright and cheerful sunroom, you?ll enjoy sweeping views of the greens?an ideal spot to relax w/ morning coffee or entertain friends. This home offers a practical and spacious layout with a 2-car garage, updated kitchen cabinets, and a low-maintenance yard for easy living. The unfinished basement provides plenty of storage or the perfect opportunity to create additional living space to suit your needs. A new roof adds value & peace of mind. Conveniently loca...

Listing updated: November 26, 2025 at 5:28 AM

Listed by:

Peggy Shanklin (434) 962-2762, LONG & FOSTER - LAKE MONTICELLO

Source: Bright MLS · MLS #669107

Property details

Your cost estimate

Est. monthly payment

$3,208/mo

Principal & interest

$1,913

Property tax

$196

Home insurance (est.)

$122

HOA fee

$977

Down payment

$73,00020% of list price

Adjust down payment20%

0%25%50%

Based on 20% down ($73,000), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Personalized Mortgage Summary

Price history

Date	Event	Price
Sep 16, 2025	Listed for sale	$365,000

Location

7 Spoon Ter, Palmyra, VA 22963

Nearby schools

School district: Fluvanna County Public Schools

Central

Elementary School

Fluvanna

Middle School

Fluvanna

High School

Est. monthly payment

$3,208/mo

at 20% down · $365,000 list

Tour for free, no strings attached

Ask a question (703) 349-5477

Mable Loans · Equal Housing Lender
NMLS #1949497

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This home sale information is not to be construed as an appraisal and may not be used as such for any purpose. BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.