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under contract
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$499,000

4beds
|
4baths
|
3,475sqft
|
2005built
198 Jefferson Dr,Palmyra, VA 22963

Est.$3,281/moCustomize payment

What's special

$144/sqft

Price per square foot

Built in 2005

21 years old

2 parking spaces

Garage

Overview

Back on the market due to buyers timeline. Welcome to this stunning 4 bedroom, 4 bath Cape Cod nestled in the coveted gated Lake Monticello community, where everyday living feels like a vacation. Set in the desirable Fairway section of the community this home adjoins the golf course and sits on a private wooded oasis enhanced by superb landscaping for year-round beauty. Step onto thequintessential front porch complete with a relaxing multi-person swing/bed-perfect for morning coffee or unwinding at sunset. Inside you'll find 9 ft and vaulted ceilings, plantation blinds and an abundance of natu...

Listed on December 12, 2025 · Source: MLS #VAFN2000530

Property details

Cost estimate

Est. monthly payment

$3,222/mo
Principal & interest
$2,616
Property tax
$318
Home insurance (est.)
$166
HOA fee
$122

Down payment

$99,80020% of list price
Adjust down payment20%
0%25%50%

Based on 20% down ($99,800), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Customize scenario

Price history

DateEventPrice
Apr 19, 2026Under contract$499,000
Dec 12, 2025Listed for sale$499,000

Location

198 Jefferson Dr, Palmyra, VA 22963

Nearby schools

FLUVANNA

High School

Recently sold nearby

Similar homes sold within 0.5 miles in the last 90 days.

8 Hardwood Rd

8 Hardwood Rd

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$310K

Sold Feb 21, 2026 · Listed $310K

3 bd2 ba1,288 sqft$241/sqft(+97%)
142 Jefferson Dr

142 Jefferson Dr

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$275K

Sold Feb 18, 2026 · Listed $290K

3 bd2 ba1,242 sqft$221/sqft(+77%)

Nearby homes

$499,000

4 beds · 4 baths · 3,475 sqft