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$425,000

0beds
|
0baths
|
1,900sqft
|
1920built
645 N Paca St,Baltimore, MD 21201

Est. $2,795/mo · Get pre-qualified

What's special

$224/sqft

Price per square foot

Built in 1920

106 years old

Overview

Live here for less than renting one of the units. With conventional financing and 20% down, it costs just $101 per month to live at 645 N Paca Street after applying the rental income toward principal, interest, taxes, and insurance (PITI). With only 3.5% down, the monthly cost is $886, less than the current rent of any of the apartments. Call us to discuss the financial advantages of owner-occupying this home. Located in the heart of Seton Hill, this property offers residents a lifestyle defined by walkability, historic charm, and community engagement. The neighborhood is home to Saint Mary's ...

Listed on September 19, 2025 · Source: MLS #MDBA2184470

Property details

Cost estimate

Est. monthly payment

$2,752/mo
Principal & interest
$2,228
Property tax
$383
Home insurance (est.)
$142

Down payment

$85,00020% of list price
Adjust down payment20%
0%25%50%

Based on 20% down ($85,000), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Price history

DateEventPrice
Apr 16, 2026Pending$425,000
Sep 19, 2025Listed for sale$425,000

Location

645 N Paca St, Baltimore, MD 21201

Nearby homes

$425,000

0 beds · 0 baths · 1,900 sqft