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$300,000

5beds
|
3baths
|
3,415sqft
|
1957built
61 W Water St,Smithsburg, MD 21783

Est.$1,973/moCustomize payment

What's special

$88/sqft

Price per square foot

Built in 1957

69 years old

2 parking spaces

Garage

Overview

This property, nestled on a spacious 1.5-acre commercial lot, holds immense potential. The main house features five bedrooms and three bathrooms, with hardwood floors and generously sized bedrooms, including one on the main floor. The finished basement adds an extra bedroom, bathroom, and greenhouse, along with an additional living area and a 3-year-old furnace. The attached home can be repurposed as an in-law suite, a business, or a rental property. This additional living space includes two bedrooms, a galley kitchen, a bathroom, and an office area. It's important to note that the property is...

Listed on February 14, 2026 · Source: MLS #MDWA2034264

Property details

Cost estimate

Est. monthly payment

$2,065/mo
Principal & interest
$1,573
Property tax
$392
Home insurance (est.)
$100

Down payment

$60,00020% of list price
Adjust down payment20%
0%25%50%

Based on 20% down ($60,000), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Customize scenario

Price history

DateEventPrice
Feb 14, 2026Listed for sale$300,000

Location

61 W Water St, Smithsburg, MD 21783

Nearby schools

SMITHSBURG

High School

Nearby homes

$300,000

5 beds · 3 baths · 3,415 sqft