Search location…
185 Clay St photo 1
for sale
32 photos
1 / 32
185 Clay St photo 2
2 / 32
185 Clay St photo 3
3 / 32
185 Clay St photo 4
4 / 32
185 Clay St photo 5
5 / 32
185 Clay St photo 6
6 / 32
185 Clay St photo 7
7 / 32
185 Clay St photo 8
8 / 32
185 Clay St photo 9
9 / 32
185 Clay St photo 10
10 / 32
185 Clay St photo 11
11 / 32
185 Clay St photo 12
12 / 32
185 Clay St photo 13
13 / 32
185 Clay St photo 14
14 / 32
185 Clay St photo 15
15 / 32
185 Clay St photo 16
16 / 32
185 Clay St photo 17
17 / 32
185 Clay St photo 18
18 / 32
185 Clay St photo 19
19 / 32
185 Clay St photo 20
20 / 32
185 Clay St photo 21
21 / 32
185 Clay St photo 22
22 / 32
185 Clay St photo 23
23 / 32
185 Clay St photo 24
24 / 32
185 Clay St photo 25
25 / 32
185 Clay St photo 26
26 / 32
185 Clay St photo 27
27 / 32
185 Clay St photo 28
28 / 32
185 Clay St photo 29
29 / 32
185 Clay St photo 30
30 / 32
185 Clay St photo 31
31 / 32
185 Clay St photo 32
32 / 32

$445,000

3beds
|
2baths
|
1,476sqft
|
1920built
185 Clay St,Annapolis, MD 21401

Est.$2,926/moCustomize payment

What's special

$301/sqft

Price per square foot

Built in 1920

106 years old

Overview

The House and a Half'' is a truly distinctive and beloved downtown Annapolis residence, admired by passersby and perfectly positioned in the heart of the historic district. A sun-filled foyer with a charming wood-burning fireplace sets a warm, welcoming tone and flows seamlessly into the living and dining rooms. The kitchen continues the home's timeless appeal, featuring gray cabinetry, stainless steel appliances, and direct access to a private courtyard - ideal for entertaining or peaceful outdoor moments. Rounding out the main level is the tastefully updated powder room with porcelain tile f...

Listed on April 9, 2026 · Source: MLS #MDAA2135750

Property details

Cost estimate

Est. monthly payment

$2,776/mo
Principal & interest
$2,333
Property tax
$295
Home insurance (est.)
$148

Down payment

$89,00020% of list price
Adjust down payment20%
0%25%50%

Based on 20% down ($89,000), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Customize scenario

Price history

DateEventPrice
Apr 9, 2026Listed for sale$445,000

Location

185 Clay St, Annapolis, MD 21401

Nearby schools

ANNAPOLIS

Elementary School

BATES

Middle School

ANNAPOLIS

High School

Nearby homes

$445,000

3 beds · 2 baths · 1,476 sqft