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under contract
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$389,000

2beds
|
2baths
|
902sqft
|
1920built
198 Clay St,Annapolis, MD 21401

Est.$2,558/moCustomize payment

What's special

$431/sqft

Price per square foot

Built in 1920

106 years old

Overview

Welcome to 198 Clay Street in the heart of Annapolis! This charming row home offers water views of College Creek and a short stroll to downtown and West Annapolis, where shops, dining, entertainment, and the U.S. Naval Academy are right at your doorstep. The location also provides easy commuter access to Routes 50 and 97 for Washington, D.C., Baltimore, and BWI Airport. Thoughtfully updated in the past year, the home features new flooring and paint throughout, all new kitchen appliances, countertops, and sink, new siding, four mini-split units, and all new upstairs windows. Walls were opened b...

Listed on March 28, 2026 · Source: MLS #MDAA2139810

Property details

Cost estimate

Est. monthly payment

$2,417/mo
Principal & interest
$2,039
Property tax
$248
Home insurance (est.)
$130

Down payment

$77,80020% of list price
Adjust down payment20%
0%25%50%

Based on 20% down ($77,800), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Customize scenario

Price history

DateEventPrice
Apr 19, 2026Under contract$389,000
Mar 28, 2026Listed for sale$389,000

Location

198 Clay St, Annapolis, MD 21401

Nearby homes

$389,000

2 beds · 2 baths · 902 sqft