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12880 Bay Dr photo 1
under contractNew — 3d on market
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$789,500

2beds
|
2baths
|
1,225sqft
|
1963built
12880 Bay Dr,Lusby, MD 20657

Est.$5,191/moCustomize payment

What's special

Just listed

On the market for 3 days

$644/sqft

Price per square foot

Built in 1963

63 years old

Overview

Wake up to the sound of gentle waves and spend your days immersed in the best of Chesapeake Bay waterfront living. With a private sandy beach just steps from your door, this beautifully renovated coastal retreat offers the perfect backdrop for boating, fishing, paddleboarding, kayaking, swimming, and unforgettable sunset evenings filled with warm summer breezes. Thoughtfully redesigned with designer finishes throughout, the home seamlessly blends relaxed coastal charm with modern luxury. At the heart of the home is a stunning 2023 chef's kitchen renovation featuring custom KitchenAid cabinetry...

Listed on April 17, 2026 · Source: MLS #MDCA2026016

Property details

Cost estimate

Est. monthly payment

$4,854/mo
Principal & interest
$4,139
Property tax
$432
Home insurance (est.)
$263
HOA fee
$20

Down payment

$157,90020% of list price
Adjust down payment20%
0%25%50%

Based on 20% down ($157,900), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Customize scenario

Price history

DateEventPrice
Apr 19, 2026Under contract$789,500
Apr 17, 2026Listed for sale$789,500

Location

12880 Bay Dr, Lusby, MD 20657

Nearby schools

DOWELL

Elementary School

MILL CREEK

Middle School

PATUXENT

High School

Nearby homes

$789,500

2 beds · 2 baths · 1,225 sqft