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1037 1/2 Spruce St photo 1
under contract
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$259,000

6beds
|
3baths
|
2,560sqft
|
1910built
1037 1/2 Spruce St,Hagerstown, MD 21740

Est.$1,703/moCustomize payment

What's special

$101/sqft

Price per square foot

Built in 1910

116 years old

Overview

Terrific, updated duplex with plenty of living space in two separate units, 6 bedrooms, 3 full baths total on a large, level lot with nice backyard! Tenants pay for all utilities. Lots of options here, live in one rent out the other or rent both for great positive cash flow! Both units have been updated, with the 3-bedroom, 2 full bath unit boasting all new neutral paint, nice gleaming hardwoods, new carpet, and newer appliances. The 3-bedroom,1 full bath unit features LVP flooring, white on white kitchen with white shaker cabinets and white appliances, and an updated bath with a granite toppe...

Listed on September 23, 2025 · Source: MLS #MDWA2031748

Property details

Cost estimate

Est. monthly payment

$1,694/mo
Principal & interest
$1,358
Property tax
$250
Home insurance (est.)
$86

Down payment

$51,80020% of list price
Adjust down payment20%
0%25%50%

Based on 20% down ($51,800), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Customize scenario

Price history

DateEventPrice
Apr 16, 2026Under contract$259,000
Sep 23, 2025Listed for sale$259,000

Location

1037 1/2 Spruce St, Hagerstown, MD 21740

Nearby schools

DOUB EMMA K

Elementary School

E. RUSSELL HICKS SCHOOL

Middle School

SOUTH HAGERSTOWN SR

High School

Nearby homes

$259,000

6 beds · 3 baths · 2,560 sqft