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Est. $1,778/mo

$275,000

7 40th Street #307,Ocean City, MD 21842

beds

baths

588

sqft

1972

built

Overview

Wake up to the sound of the surf and the sight of the ocean from your OCEAN BLOCK beach retreat in Midtown OC. This bright and open FULLY FURNISHED 1-bed/1-full bath offers modern touches throughout, perfect for effortless weekends by the water. Sip your morning coffee on the front balcony with ocean views, then unwind on the rear balcony that captures the warm afternoon sun. Major updates include 2018 HVAC, water heater, flooring, and kitchen renovation, plus a new rear slider in 2023, making this an easy turn-key option. Enjoy the convenience of 1 assigned parking space in building lot, with...

Listing updated: June 27, 2026 at 7:02 PM

Listed by:

Darlene L Wise (443) 900-3419, Cummings & Co. Realtors

Source: Bright MLS · MLS #MDWO2036426

Property details

Your cost estimate

Est. monthly payment

$1,778/mo

Principal & interest

$1,442

Property tax

$245

Home insurance (est.)

$92

Down payment

$55,00020% of list price

Adjust down payment20%

0%25%50%

Based on 20% down ($55,000), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Personalized Mortgage Summary

Price history

Date	Event	Price
Jun 12, 2026	Price reduced	$275,000(−$24,990)
Mar 6, 2026	Listed for sale	$299,990

Location

7 40th Street #307, Ocean City, MD 21842

Est. monthly payment

$1,778/mo

at 20% down · $275,000 list

Tour for free, no strings attached

Ask a question (703) 349-5477

Mable Loans · Equal Housing Lender
NMLS #1949497

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This home sale information is not to be construed as an appraisal and may not be used as such for any purpose. BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.