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Est. $3,573/mo

$550,000

1049 S Charles Street,Baltimore, MD 21230

beds

baths

2,328

sqft

1920

built

Overview

Welcome to 1049 S Charles St! A prime mixed-use (retail/office w/residence) for sale in the very heart and soul of Federal Hill! Renovated, modern & light-filled with 2328 square feet and 3 levels with the 1st floor offering a retail and or office space. This fantastic commercial space offers one of the best locations in all of Baltimore City with a wonderful store front, plenty of storage and a large public restroom. The residence is the 2nd and 3rd floors which consists a of 3-bedroom, 1.5 bath home and or apartment with gorgeous hardwood floors, interior exposed brick, stainless steel app...

Listing updated: February 6, 2026 at 9:59 PM

Listed by:

Thomas B Maley (410) 274-3326, Cummings & Co. Realtors

Source: Bright MLS · MLS #MDBA2198740

Property details

Your cost estimate

Est. monthly payment

$3,573/mo

Principal & interest

$2,883

Property tax

$506

Home insurance (est.)

$183

Down payment

$110,00020% of list price

Adjust down payment20%

0%25%50%

Based on 20% down ($110,000), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Personalized Mortgage Summary

Price history

Date	Event	Price
Feb 6, 2026	Listed for sale	$550,000

Location

1049 S Charles Street, Baltimore, MD 21230

Est. monthly payment

$3,573/mo

at 20% down · $550,000 list

Tour for free, no strings attached

Ask a question (703) 349-5477

Mable Loans · Equal Housing Lender
NMLS #1949497

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This home sale information is not to be construed as an appraisal and may not be used as such for any purpose. BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.