for sale

for sale

1 / 1

Est. $232/mo

Foreclosure

$34,900

856 Gephart Drive W,Cumberland, MD 21502

beds

baths

938

sqft

1920

built

Overview

***BRING OFFERS. CURRENTLY LISTED UNDER TAX ASSESSED VALUE*** AS-IS. House needs a significant amount of work. Will not qualify for FHA/VA in current condition. Large rooms, original 1920s period pine flooring on upper level, fireplace. With sweat equity and time you could turn this into something nice at a price that can't be matched for a craftsman style home of this size. Bank owned.

Listing updated: July 8, 2026 at 1:18 AM

Listed by:

John R Young (301) 732-5867, RE/MAX Excellence Realty

Source: Bright MLS · MLS #MDAL2014334

Property details

Your cost estimate

Est. monthly payment

$232/mo

Principal & interest

$183

Property tax

$37

Home insurance (est.)

$12

Down payment

$6,98020% of list price

Adjust down payment20%

0%25%50%

Based on 20% down ($6,980), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Personalized Mortgage Summary

Price history

Date	Event	Price
Jul 8, 2026	Price reduced	$34,900(−$5,000)
Apr 28, 2026	Price reduced	$39,900(−$5,000)
Apr 4, 2026	Listed for sale	$44,900

Location

856 Gephart Drive W, Cumberland, MD 21502

Nearby schools

School district: Allegany County Public Schools

Allegany

High School

Est. monthly payment

$232/mo

at 20% down · $34,900 list

Tour for free, no strings attached

Ask a question (703) 349-5477

Mable Loans · Equal Housing Lender
NMLS #1949497

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This home sale information is not to be construed as an appraisal and may not be used as such for any purpose. BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.