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Est. monthly payment

$2,245/mo

20% down · 6.9% · 30-yr

$379,000 list price

8128 Belmont Rd,Spotsylvania, VA 22551

beds

baths

2,322

sqft

1965

built

Get loan summary

Overview

Welcome to this beautifully renovated rancher nestled on a private 1-acre lot offering peace, space, and comfort only a 4 short miles to the boat landing at Lake Anna. This charming home features 3 spacious bedrooms and 1 fully updated bath, blending modern upgrades with warm, inviting character throughout. Step inside to discover brand-new LVP flooring, fresh paint in every room, and a bright, open feel that makes the home move-in ready. The finished basement adds valuable extra living space perfect for a family room, home office, gym, or entertainment area. Outside, enjoy relaxing or hosting...

Listing updated: July 4, 2026 at 10:55 AM

Listed by:

Jessica Beale Monell 804-647-9225, Berkshire Hathaway HomeServices PenFed Realty

Source: Bright MLS · MLS #VASP2041980

Property details

Your cost estimate

Est. monthly payment

$2,245/mo

Principal & interest

$1,987

Property tax

$132

Home insurance (est.)

$126

Down payment

$75,80020% of list price

Adjust down payment20%

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Based on 20% down ($75,800), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Personalized Mortgage Summary

Price history

Date	Event	Price
Jun 29, 2026	Price reduced	$379,000(−$10,999)
Jun 8, 2026	Price reduced	$389,999(−$19,001)
May 28, 2026	Price reduced	$409,000(−$10,900)
May 20, 2026	Listed for sale	$419,900