open: Sat 1-3pm (7/18)
Newhouse
1/51
$3,485/mo
$530,0004bd·3ba·2,138sf
685 E Spruce Street, Palmyra, PA 17078
Listing Courtesy of Coldwell Banker Realty
for sale
45 photos
1 / 45
2 / 45
3 / 45
4 / 45
5 / 45
6 / 45
7 / 45
8 / 45
9 / 45
10 / 45
11 / 45
12 / 45
13 / 45
14 / 45
15 / 45
16 / 45
17 / 45
18 / 45
19 / 45
20 / 45
21 / 45
22 / 45
23 / 45
24 / 45
25 / 45
26 / 45
27 / 45
28 / 45
29 / 45
30 / 45
31 / 45
32 / 45
33 / 45
34 / 45
35 / 45
36 / 45
37 / 45
38 / 45
39 / 45
40 / 45
41 / 45
42 / 45
43 / 45
44 / 45
45 / 45
Overview
New Price! The most affordable water front home in the area at this time. Receive a 2006 Triumph boat with a 170 dual console and Yamaha four stroke 75 HP engine and trailer with an acceptable offer. Custom built waterfront retreat in Lake Monticello. This contemporary style home with modern updates offers 77 feet of water frontage, private dock, and two decks and sunroom overlooking the water. This home is located in a cove that opens up to the main body of the lake and is within a couple blocks of the Main Beach and the clubhouse. The well-equipped kitchen showcases top-of-the-line Maytag ap...
Listing updated: July 7, 2026 at 9:53 AM
Listed by:
George Rosario (434) 962-2888, AKARION REALTY, Co-Listing Agent: Melissa Rosario (434) 466-4335, AKARION REALTY
Source: Bright MLS · MLS #675616
Property details
Your cost estimate
Est. monthly payment
$4,874/mo
Principal & interest
$3,381Property tax
$310Home insurance (est.)
$215HOA fee
$968Down payment
$128,98020% of list price
Adjust down payment20%
0%25%50%
Based on 20% down ($128,980), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.
Rates provided by Mable Loans.
Price history
| Date | Event | Price |
|---|---|---|
| Jun 1, 2026 | Price reduced | $644,900(−$5,000) |
| Apr 9, 2026 | Listed for sale | $649,900 |
Location
798 Jefferson Dr, Palmyra, VA 22963
Nearby schools
School district: Fluvanna County Public Schools
Central
Elementary School
Fluvanna
Middle School
Fluvanna
High School
Est. monthly payment
$4,874/mo
at 20% down · $644,900 list
Tour for free, no strings attached
Mable Loans · Equal Housing Lender
NMLS #1949497
Recently sold nearby
Similar homes sold within 0.5 miles in the last 90 days.
1/36
831 Jefferson Dr
Palmyra, VA
$320K
Sold Jun 29, 2026 · Listed $315K
4 bd3 ba2,210 sqft$143/sqft(-137%)
1/41
27 Pine Knot Dr
Palmyra, VA
$408K
Sold Jun 29, 2026 · Listed $415K
3 bd2 ba1,596 sqft$260/sqft(-20%)
1/37
814 Jefferson Dr
Palmyra, VA
$315K
Sold Jun 17, 2026 · Listed $305K
3 bd2 ba1,408 sqft$217/sqft(-63%)
This home sale information is not to be construed as an appraisal and may not be used as such for any purpose. BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.
Nearby homes
$4,874/mo
Est. · $644,900 list
