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for sale
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$499,999

3beds
|
3baths
|
2,060sqft
|
1985built
779 Spruce Dr,Lusby, MD 20657

Est. $3,288/mo · Get pre-qualified

What's special

$243/sqft

Price per square foot

Built in 1985

41 years old

Overview

*Sale fell through as buyer got cold feet - their loss is your gain!* Start your New Year with a showing of this waterfront home that is priced under $500,000! Discover the perfect blend of waterfront living and peaceful privacy in this 3-bedroom, 3-bath home with endless potential. Nestled on nearly an acre lot with mature trees, this property offers direct water access and a newer pier with pylons already in place - ready for you to add your ideal boat lift. A gently graded path wide enough for a golf cart or 4-wheeler makes getting to the water effortless. Inside, you'll find beautiful hard...

Listed on November 30, 2025 · Source: MLS #MDCA2024204

Property details

Cost estimate

Est. monthly payment

$3,274/mo
Principal & interest
$2,621
Property tax
$466
Home insurance (est.)
$167
HOA fee
$20

Down payment

$100,00020% of list price
Adjust down payment20%
0%25%50%

Based on 20% down ($100,000), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Price history

DateEventPrice
Nov 30, 2025Listed for sale$499,999

Location

779 Spruce Dr, Lusby, MD 20657

Nearby homes

$499,999

3 beds · 3 baths · 2,060 sqft