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738 Jefferson Dr photo 1
for sale
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Est. monthly payment

$1,924/mo
20% down · 6.9% · 30-yr

$315,000 list price

738 Jefferson Dr,Palmyra, VA 22963
3
beds
2
baths
1,352
sqft
2004
built
Get loan summary

Overview

Opportunity awaits at Lake Monticello with this 3-bedroom, 2-bath ranch offering solid potential and a functional layout ready for your vision. Enjoy seasonal cove views and the convenience of one-level living, plus peace of mind with a newer heat pump and hot water heater already in place. Owner is offering a $5,000 credit at closing to help with updating the flooring. The full unfinished basement offers abundant storage or future expansion possibilities with roughed-in plumbing for an additional bath. This home needs TLC and is being sold as-is, making it an excellent opportunity for investo...

Listing updated: July 3, 2026 at 10:55 AM

Listed by:

GERRI RUSSELL 434-531-9581, HOWARD HANNA ROY WHEELER REALTY CO.- CHARLOTTESVILLE

Source: Bright MLS · MLS #677577Bright MLS

Property details

Your cost estimate

Est. monthly payment

$1,924/mo
Principal & interest
$1,651
Property tax
$168
Home insurance (est.)
$105

Down payment

$63,00020% of list price
Adjust down payment20%
0%25%50%

Based on 20% down ($63,000), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Personalized Mortgage Summary

Price history

DateEventPrice
Jul 2, 2026Price reduced$315,000($10,000)
May 26, 2026Listed for sale$325,000

Location

738 Jefferson Dr, Palmyra, VA 22963

Nearby schools

CENTRAL

Elementary School

FLUVANNA

Middle School

FLUVANNA

High School

Recently sold nearby

Similar homes sold within 0.5 miles in the last 90 days.

This home sale information is not to be construed as an appraisal and may not be used as such for any purpose. BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.

Nearby homes

$1,924/mo

Est. · $315,000 list

Bright MLS

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange (IDX) program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Samson Properties participates, and is provided by BRIGHT through a licensing agreement. © 2026 Bright MLS, All Rights Reserved. Information deemed reliable but not guaranteed. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale. Data last updated: 7/15/2026.