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5432 Holley Oak Ln photo 1
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$629,900

4beds
|
4baths
|
3,476sqft
|
2023built
5432 Holley Oak Ln,Fredericksburg, VA 22407

Est.$4,142/moCustomize payment

What's special

$181/sqft

Price per square foot

Newer construction

Built in 2023

2 parking spaces

Garage

Overview

5432 Holley Oak Lane isn't just a beautiful home - it's a financial opportunity that buyers are struggling to find in today's market. NEW $20,000 PRICE IMPROVEMENT + 5.25% ASSUMABLE VA LOAN AVAILABLE TO QUALIFIED BUYERS + SELLER WILL PAY OFF THE SOLAR PANELS AT CLOSING. That means qualified buyers may have the opportunity to assume an approximate remaining loan balance of $588,000 at 5.25% while stepping into a home where the solar loan is fully paid off by the seller at closing. Combined with electric bills averaging approximately $30/month, the monthly savings potential compared to purchasin...

Listing updated: May 26, 2026 at 10:55 AM

Listed by:

Jennifer E Armknecht 540-388-9519, Century 21 Redwood Realty

Source: Bright MLS · MLS #VASP2038896Bright MLS

Property details

Cost estimate

Est. monthly payment

$3,937/mo
Principal & interest
$3,302
Property tax
$328
Home insurance (est.)
$210
HOA fee
$97

Down payment

$125,98020% of list price
Adjust down payment20%
0%25%50%

Based on 20% down ($125,980), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Customize scenario

Price history

DateEventPrice
May 25, 2026Price reduced$629,900($5,000)
Apr 20, 2026Price reduced$634,900($5,000)
Mar 12, 2026Listed for sale$639,900

Location

5432 Holley Oak Ln, Fredericksburg, VA 22407

Nearby schools

PARKSIDE

Elementary School

SPOTSYLVANIA

Middle School

COURTLAND

High School

Recently sold nearby

Similar homes sold within 0.5 miles in the last 90 days.

This home sale information is not to be construed as an appraisal and may not be used as such for any purpose. BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.

Nearby homes

$629,900

4 beds · 4 baths · 3,476 sqft

Bright MLS

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange (IDX) program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Samson Properties participates, and is provided by BRIGHT through a licensing agreement. © 2026 Bright MLS, All Rights Reserved. Information deemed reliable but not guaranteed. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale. Data last updated: 6/3/2026.