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Est. monthly payment

$1,920/mo

20% down · 6.9% · 30-yr

$289,900 list price

438 Oak Tc,Reading, PA 19611

beds

baths

1,374

sqft

1925

built

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Overview

Welcome to 438 Oak Terrace, a charming 3-bedroom, 1.5-bath home located in the desirable West Reading area. This property offers the convenience of being within walking distance to Penn Avenue, where you can enjoy local summer festivals, restaurants, and community events, as well as being close to the hospital and other nearby amenities. Step inside to a warm and inviting main floor featuring a bright living room filled with natural light, a dining room, and a screened porch offering additional space to enjoy year-round. The kitchen is conveniently located just off the dining room, making ent...

Listing updated: July 12, 2026 at 3:15 PM

Listed by:

Giselle Delgado 6103739900, Coldwell Banker Realty

Source: Bright MLS · MLS #PABK2074112

Property details

Your cost estimate

Est. monthly payment

$1,920/mo

Principal & interest

$1,520

Property tax

$304

Home insurance (est.)

$97

Down payment

$57,98020% of list price

Adjust down payment20%

0%25%50%

Based on 20% down ($57,980), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Personalized Mortgage Summary

Price history

Date	Event	Price
Jul 12, 2026	Price reduced	$284,900(−$5,000)
Jul 12, 2026	Price increased	$289,900(+$5,000)
Jun 26, 2026	Listed for sale	$289,900

Location

438 Oak Tc, Reading, PA 19611

Nearby schools

School district: Wyomissing Area

Wyomissing Area

High School

Est. monthly payment

$1,920/mo

at 20% down · $289,900 list

Tour for free, no strings attached

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Ask a question (703) 349-5477

Mable Loans · Equal Housing Lender
NMLS #1949497

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This home sale information is not to be construed as an appraisal and may not be used as such for any purpose. BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.