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for saleNew — 1d on market

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Est. monthly payment

$3,441/mo

20% down · 6.9% · 30-yr

$549,900 list price

4112 Monticello Street,Fredericksburg, VA 22408

beds

baths

2,644

sqft

1999

built

Get loan summary

Overview

Lifestyle, Location, and Luxury! Welcome to this beautifully updated three-level home offering four bedrooms, two and a half baths, and exceptional living in one of Fredericksburg's most desirable golf course communities. At the heart of the home is a stunning, fully renovated gourmet kitchen featuring premium finishes, abundant cabinetry, and a spacious center island with seating for four to five—perfect for gathering with family and friends. The kitchen opens seamlessly to the inviting family room and adjoining sunroom, creating an ideal layout for everyday living and entertaining. Step out...

Listing updated: July 9, 2026 at 1:13 PM

Listed by:

Michelle R Nicely 5406046864, Coldwell Banker Elite

Source: Bright MLS · MLS #VASP2043510

Property details

Your cost estimate

Est. monthly payment

$3,441/mo

Principal & interest

$2,883

Property tax

$280

Home insurance (est.)

$183

HOA fee

$95

Down payment

$109,98020% of list price

Adjust down payment20%

0%25%50%

Based on 20% down ($109,980), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Personalized Mortgage Summary

Price history

Date	Event	Price
Jul 9, 2026	Listed for sale	$549,900
Oct 4, 2023	Sold	$487,500

Location

4112 Monticello Street, Fredericksburg, VA 22408

Est. monthly payment

$3,441/mo

at 20% down · $549,900 list

Tour for free, no strings attached

Get loan summary

Ask a question (703) 349-5477

Mable Loans · Equal Housing Lender
NMLS #1949497

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This home sale information is not to be construed as an appraisal and may not be used as such for any purpose. BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.