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407 Smith St photo 1
under contract
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407 Smith St,Fredericksburg, VA 22405
3
beds
1
baths
960
sqft
1972
built

Overview

Tucked into a convenient Fredericksburg location with no HOA, 407 Smith Street offers comfort, functionality, and thoughtful updates that make everyday living easy. This inviting rambler features three bedrooms, one full bath, and a layout that feels open, welcoming, and wonderfully livable from the moment you walk through the door. The sellers were originally drawn to how move-in ready the home felt and the warm, homey atmosphere that instantly stood out from others they toured. One of the standout features is the porch, a favorite gathering spot for morning coffee, cornhole games, and relaxi...

Listing updated: July 3, 2026 at 12:56 PM

Listed by:

Amy Cherry Taylor (540) 845-7619, Porch & Stable Realty, LLC, Co-Listing Agent: Korrie Hairfield Dutcher (540) 847-9380, Porch & Stable Realty, LLC

Source: Bright MLS · MLS #VAST2049932Bright MLS

Property details

Your cost estimate

Est. monthly payment

$2,374/mo
Principal & interest
$2,094
Property tax
$147
Home insurance (est.)
$133

Down payment

$79,90020% of list price
Adjust down payment20%
0%25%50%

Based on 20% down ($79,900), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Personalized Mortgage Summary

Price history

DateEventPrice
Jul 2, 2026Under contract$399,500
Jun 5, 2026Listed for sale$395,500
Jun 3, 2026Price increased$399,500(+$4,000)
Dec 20, 2023Sold$350,000

Location

407 Smith St, Fredericksburg, VA 22405

Nearby schools

GRAFTON VILLAGE

Elementary School

DIXON-SMITH

Middle School

STAFFORD

High School

Recently sold nearby

Similar homes sold within 0.5 miles in the last 90 days.

This home sale information is not to be construed as an appraisal and may not be used as such for any purpose. BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.

Nearby homes

$2,374/mo

Est. · $399,500 list

Bright MLS

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange (IDX) program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Samson Properties participates, and is provided by BRIGHT through a licensing agreement. © 2026 Bright MLS, All Rights Reserved. Information deemed reliable but not guaranteed. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale. Data last updated: 7/19/2026.