for saleNew — 1d on market

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for saleNew — 1d on market

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Est. $986/mo

$149,900

407 Ridgewood Avenue,Cumberland, MD 21502

beds

baths

1,348

sqft

1951

built

Overview

Cute, comfortable, and full of potential! This charming 2-bedroom home offers a cozy layout with plenty of additional living space in the finished basement. The basement features an additional bedroom along with finished space that could be used as a family room, home office, hobby area, or guest space. A convenient 1-car garage provides great storage and off-street parking. With its inviting character and versatile floor plan, this home is a wonderful opportunity for first-time buyers, downsizers, or anyone looking for a comfortable home with extra space.

Listing updated: August 10, 2026 at 3:02 PM

Listed by:

Robert L Delsignore (304) 813-4021, Coldwell Banker Home Town Realty

Source: Bright MLS · MLS #MDAL2015514

Property details

Your cost estimate

Est. monthly payment

$986/mo

Principal & interest

$786

Property tax (est.)

$150

Home insurance (est.)

$50

Down payment

$29,98020% of list price

Adjust down payment20%

0%25%50%

Based on $29,980 down (20% of list price), 6.85% interest rate, 30-year fixed. Tax is an estimate. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Personalized Mortgage Summary

Price history

Date	Event	Price
Aug 10, 2026	Listed for sale	$149,900
Jul 3, 2025	Sold	$115,500

Location

407 Ridgewood Avenue, Cumberland, MD 21502

Nearby schools

School district: Allegany County Public Schools

South Penn

Elementary School

Washington

Middle School

Fort Hill

High School

Est. monthly payment

$986/mo

at 20% down · $149,900 list

Tour for free, no strings attached

Ask a question (703) 349-5477

Mable Loans · Equal Housing Lender
NMLS #1949497

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This home sale information is not to be construed as an appraisal and may not be used as such for any purpose. BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.