Search location…
401 13th St photo 1
coming soonNew — 0d on market
11 photos
1 / 11
401 13th St photo 2
2 / 11
401 13th St photo 3
3 / 11
401 13th St photo 4
4 / 11
401 13th St photo 5
5 / 11
401 13th St photo 6
6 / 11
401 13th St photo 7
7 / 11
401 13th St photo 8
8 / 11
401 13th St photo 9
9 / 11
401 13th St photo 10
10 / 11
401 13th St photo 11
11 / 11

$2,250,000

4beds
|
3baths
|
2,287sqft
|
1978built
401 13th St,Ocean City, MD 21842

Est.$14,795/moCustomize payment

What's special

Just listed

On the market for 0 days

$984/sqft

Price per square foot

Built in 1978

48 years old

Overview

RARE WATERFRONT OPPORTUNITY WITH ENDLESS POTENTIAL! NEWER VYNIL BULKHEAD! This is truly a one-of-a-kind waterfront property nestled on an oversized 6,000 sq ft lot overlooking the protected cove of Harbor Island. Opportunities like this are incredibly rare - offering not only location, but unmatched versatility and potential. The existing over 2,000 sq ft two-story home invites you to bring your vision to life. Whether you choose to renovate and customize the current residence or explore the potential to build two units (with town approval) - living in one and renting the other - the possibili...

Listed by Tina Dorsey, Coastal Life Realty Group LLC

301-875-1821 · tina.dorsey13@gmail.com · Office 443-552-7579

MLS #MDWO2038146 · Listed April 27, 2026

Property details

Cost estimate

Est. monthly payment

$13,438/mo
Principal & interest
$11,795
Property tax
$894
Home insurance (est.)
$750

Down payment

$450,00020% of list price
Adjust down payment20%
0%25%50%

Based on 20% down ($450,000), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Customize scenario

Price history

DateEventPrice
Apr 27, 2026Listed for sale$2,250,000

Location

401 13th St, Ocean City, MD 21842

Nearby homes

$2,250,000

4 beds · 3 baths · 2,287 sqft