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$2,250,000

4beds

3baths

2,287sqft

1978built

401 13th St,Ocean City, MD 21842

Est.$14,795/moCustomize payment

What's special

$984/sqft

Price per square foot

Built in 1978

48 years old

Overview

RARE WATERFRONT SINGLE FAMILY HOME WITH OPPORTUNITY AND ENDLESS POTENTIAL! NEWER VINYL BULKHEAD! This is truly a one-of-a-kind waterfront property nestled on an oversized 6,000 sq ft lot overlooking the protected cove of Harbour Island. Opportunities like this are incredibly rare - offering not only location, but unmatched versatility and potential. The existing over 2,000 sq ft two-story home invites you to bring your vision to life. Whether you choose to renovate and customize the current residence or explore the potential to build two units (with town approval) - living in one and renting t...

Listing updated: June 13, 2026 at 12:01 AM

Listed by:

Tina Dorsey 301-875-1821, Coastal Life Realty Group LLC

Source: Bright MLS · MLS #MDWO2038146

Property details

Cost estimate

Est. monthly payment

$13,438/mo

Principal & interest

$11,795

Property tax

$894

Home insurance (est.)

$750

Down payment

$450,00020% of list price

Adjust down payment20%

0%25%50%

Based on 20% down ($450,000), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Customize scenario

Price history

Date	Event	Price
May 4, 2026	Listed for sale	$2,250,000

Location

401 13th St, Ocean City, MD 21842

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This home sale information is not to be construed as an appraisal and may not be used as such for any purpose. BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.