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305 Prospect Street photo 1
for saleNew — 1d on market
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Est. monthly payment

$3,182/mo
20% down · 6.9% · 30-yr

$489,900 list price

305 Prospect Street,La Plata, MD 20646
6
beds
3
baths
2,098
sqft
1931
built
Get loan summary

Overview

Overflowing with charm and character, this unique Cape Cod offers the perfect blend of warmth, flexibility, and functionality. The main home features 4 spacious bedrooms, inviting living spaces, and classic details that make it feel like home from the moment you arrive. Connected by a large screened porch, the private apartment provides exceptional versatility with its own bedroom, full bath, full kitchen, separate entrance, and private driveway—ideal for multi-generational living, au-pair, guests, a home office, or potential rental income. The property also includes a detached garage, offerin...

Listing updated: July 15, 2026 at 2:43 AM

Listed by:

Cheryl A Bare 2024096161, CENTURY 21 New Millennium, Co-Listing Agent: Melinda Sasscer 3015358839, CENTURY 21 New Millennium

Source: Bright MLS · MLS #MDCH2057248Bright MLS

Property details

Your cost estimate

Est. monthly payment

$3,182/mo
Principal & interest
$2,568
Property tax
$451
Home insurance (est.)
$163

Down payment

$97,98020% of list price
Adjust down payment20%
0%25%50%

Based on 20% down ($97,980), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Personalized Mortgage Summary

Price history

DateEventPrice
Jul 15, 2026Listed for sale$489,900

Location

305 Prospect Street, La Plata, MD 20646

Recently sold nearby

Similar homes sold within 0.5 miles in the last 90 days.

This home sale information is not to be construed as an appraisal and may not be used as such for any purpose. BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.

Nearby homes

$3,182/mo

Est. · $489,900 list

Bright MLS

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange (IDX) program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Samson Properties participates, and is provided by BRIGHT through a licensing agreement. © 2026 Bright MLS, All Rights Reserved. Information deemed reliable but not guaranteed. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale. Data last updated: 7/15/2026.