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Est. monthly payment

$2,725/mo

20% down · 6.9% · 30-yr

$400,000 list price

238 Waterstone Rd,Essex, MD 21221

beds

baths

2,160

sqft

2023

built

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Overview

Refined Waterfront Living in a Like-New Luxury Townhome Experience elevated living in this stunning three-level townhome, built in 2023 and nestled in one of Essex’s most desirable water-oriented communities. Thoughtfully designed with modern elegance and everyday functionality, this residence offers the perfect balance of sophistication, comfort, and natural serenity—backing to trees for added privacy and a peaceful backdrop. Step inside to a welcoming first level featuring a versatile office or recreation room, ideal for remote work, a guest retreat, or additional living space, complemente...

Listing updated: June 22, 2026 at 4:51 PM

Listed by:

Michael Frank 4103246883, EXP Realty, LLC, Co-Listing Agent: Christian Alexander Olson 4432140933, EXP Realty, LLC

Source: Bright MLS · MLS #MDBC2159940

Property details

Your cost estimate

Est. monthly payment

$2,725/mo

Principal & interest

$2,097

Property tax

$404

Home insurance (est.)

$133

HOA fee

$90

Down payment

$80,00020% of list price

Adjust down payment20%

0%25%50%

Based on 20% down ($80,000), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Personalized Mortgage Summary

Price history

Date	Event	Price
Jun 22, 2026	Price reduced	$400,000(−$10,000)
May 18, 2026	Listed for sale	$410,000

Location

238 Waterstone Rd, Essex, MD 21221

Est. monthly payment

$2,725/mo

at 20% down · $400,000 list

Tour for free, no strings attached

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Ask a question (703) 349-5477

Mable Loans · Equal Housing Lender
NMLS #1949497

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This home sale information is not to be construed as an appraisal and may not be used as such for any purpose. BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.