for saleNew — 5d on market

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for saleNew — 5d on market

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Est. monthly payment

$1,247/mo

20% down · 6.9% · 30-yr

$184,900 list price

20138 Kellys Lane,Hagerstown, MD 21742

beds

baths

1,331

sqft

1993

built

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Overview

Fantastic opportunity to build equity and make this home your own! This three-level home offers a functional layout with plenty of potential for a buyer ready to add their personal touch. The finished walkout basement features a spacious recreation room with a cozy fireplace, a full bathroom, and direct access to the fully fenced backyard, providing additional living and entertaining space. The unfinished utility and laundry area offers abundant storage and easy access to the home's mechanical systems. Conveniently located near shopping, restaurants, parks, schools, and major commuter routes, ...

Listing updated: July 14, 2026 at 7:40 PM

Listed by:

Edward H Vasquez 2404646106, Long & Foster Real Estate, Inc., Co-Listing Agent: Roman Mychajliw 2409945067, Long & Foster Real Estate, Inc.

Source: Bright MLS · MLS #MDWA2038404

Property details

Your cost estimate

Est. monthly payment

$1,247/mo

Principal & interest

$969

Property tax

$154

Home insurance (est.)

$62

HOA fee

$62

Down payment

$36,98020% of list price

Adjust down payment20%

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Based on 20% down ($36,980), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Personalized Mortgage Summary

Price history

Date	Event	Price
Jul 10, 2026	Listed for sale	$184,900
Jan 31, 2020	Sold	$154,000

Location

20138 Kellys Lane, Hagerstown, MD 21742

Est. monthly payment

$1,247/mo

at 20% down · $184,900 list

Tour for free, no strings attached

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Ask a question (703) 349-5477

Mable Loans · Equal Housing Lender
NMLS #1949497

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This home sale information is not to be construed as an appraisal and may not be used as such for any purpose. BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.