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20043 Placid Lake Ter photo 1
for saleNew — 2d on market
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$515,000

3beds
|
4baths
|
1,840sqft
|
1989built
20043 Placid Lake Ter,Germantown, MD 20874

Est.$3,386/moCustomize payment

What's special

Just listed

On the market for 2 days

$280/sqft

Price per square foot

Built in 1989

37 years old

Overview

Located in the townes of Water Edge. Brazilian Cherry hardwood floors throughout the main floor. Large deck with lake view and has access to lower level. Maple kitchen cabinets, bay window, black marble countertops, and stainless steel appliances. Fully finished walk out basement with wood burning fireplace. Bedrooms with vaulted ceilings. Two full baths on top level.

Listed by Russell E Kelley, Samson Properties

240-480-5134 · k.russell43@gmail.com · Office 240-630-8689

Source: Bright MLS · MLS #MDMC2227978

Listed May 20, 2026

Last updated May 22, 2026

Property details

Cost estimate

Est. monthly payment

$3,412/mo
Principal & interest
$2,700
Property tax
$425
Home insurance (est.)
$172
HOA fee
$115

Down payment

$103,00020% of list price
Adjust down payment20%
0%25%50%

Based on 20% down ($103,000), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Customize scenario

Price history

DateEventPrice
May 20, 2026Listed for sale$515,000

Location

20043 Placid Lake Ter, Germantown, MD 20874

Nearby homes

$515,000

3 beds · 4 baths · 1,840 sqft