for saleNew — 3d on market

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for saleNew — 3d on market

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Est. $8,529/mo

$1,450,000

187 Lower Penn Point Drive,Oakland, MD 21550

beds

baths

1,695

sqft

1950

built

Overview

Cozy cottage with split lakefront and Type A dock located in the serene quiet Penn Point Cove. This quaint home has plenty of room for family, guests and entertaining. The covered & heated outdoor deck facing the lake is a great place for morning coffee and evening dinner. The large, bright kitchen & dining area is another great entertaining space with quartz countertops, stainless steel appliances and plenty of room for large family gatherings. The home has 2 bedrooms on the main floor, a roomy living area with fireplace, full bathroom and a bonus sunroom with a wood burning fireplace. Ups...

Listing updated: July 21, 2026 at 9:15 AM

Listed by:

Amy Webster Mangum (301) 801-4365, Railey Realty, Inc.

Source: Bright MLS · MLS #MDGA2012396

Property details

Your cost estimate

Est. monthly payment

$8,529/mo

Principal & interest

$7,601

Property tax

$432

Home insurance (est.)

$483

HOA fee

$13

Down payment

$290,00020% of list price

Adjust down payment20%

0%25%50%

Based on 20% down ($290,000), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Personalized Mortgage Summary

Price history

Date	Event	Price
Jul 19, 2026	Listed for sale	$1,450,000
Sep 12, 2024	Sold	$1,100,000

Location

187 Lower Penn Point Drive, Oakland, MD 21550

Est. monthly payment

$8,529/mo

at 20% down · $1,450,000 list

Tour for free, no strings attached

Ask a question (703) 349-5477

Mable Loans · Equal Housing Lender
NMLS #1949497

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This home sale information is not to be construed as an appraisal and may not be used as such for any purpose. BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.