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1619 Paynes Mill Rd photo 1
for sale
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$415,000

3beds
|
2baths
|
1,904sqft
|
1990built
1619 Paynes Mill Rd,Troy, VA 22974

Est.$2,729/moCustomize payment

What's special

$218/sqft

Price per square foot

Built in 1990

36 years old

Overview

Well-maintained brick ranch on 2 private acres just 15 minutes from Charlottesville, UVA, and downtown. Spacious one-level living with formal living and dining rooms, family room with fireplace, huge rec room, primary suite with private bath, and two additional bedrooms. Enjoy the large fenced backyard, storage shed, and paved circular driveway. Recent updates include HVAC (2025), well pump and hot water heater (2022), updated plumbing, solar panels, heat pump with backup propane heat, and generator. Convenient access to I-64.

Listing updated: June 26, 2026 at 11:06 AM

Listed by:

Yvette Okros 4344666686, LAUREL OAK PROPERTY MANAGEMENT, LLC

Source: Bright MLS · MLS #678525Bright MLS

Property details

Cost estimate

Est. monthly payment

$2,533/mo
Principal & interest
$2,175
Property tax
$219
Home insurance (est.)
$138

Down payment

$83,00020% of list price
Adjust down payment20%
0%25%50%

Based on 20% down ($83,000), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Customize scenario

Price history

DateEventPrice
Jun 16, 2026Listed for sale$415,000

Location

1619 Paynes Mill Rd, Troy, VA 22974

Nearby schools

School district: Fluvanna County Public Schools

Central

Elementary School

Fluvanna

Middle School

Fluvanna

High School

Nearby homes

$415,000

3 beds · 2 baths · 1,904 sqft

Bright MLS

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange (IDX) program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Samson Properties participates, and is provided by BRIGHT through a licensing agreement. © 2026 Bright MLS, All Rights Reserved. Information deemed reliable but not guaranteed. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale. Data last updated: 7/2/2026.