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140 Gardenia Dr photo 1
for sale
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$650,000

4beds
|
4baths
|
3,154sqft
|
2016built
140 Gardenia Dr,Stafford, VA 22554

Est.$4,274/moCustomize payment

What's special

$206/sqft

Price per square foot

Newer construction

Built in 2016

2 parking spaces

Garage

Overview

UNIQUE VA LOAN ASSUMPTION OPPORTUNITY AVAILABLE AT 2.875%! Qualified buyers may have the rare opportunity to assume the seller's existing VA loan, offering significant savings compared to many of today's market interest rates. This assumption opportunity could provide substantial long-term savings and increased purchasing power. Welcome to the lifestyle buyers are searching for in Stafford County. Nestled in the award-winning community of Embrey Mill, this beautifully maintained 4-bedroom, 3.5-bath home offers the perfect combination of modern living, outdoor enjoyment, and unmatched convenien...

Listing updated: June 24, 2026 at 5:59 PM

Listed by:

Stephanie Hiner 540-621-9355, Berkshire Hathaway HomeServices PenFed Realty, Co-Listing Agent: Chad Robert Hiner 540-903-7371, Berkshire Hathaway HomeServices PenFed Realty

Source: Bright MLS · MLS #VAST2049012Bright MLS

Property details

Cost estimate

Est. monthly payment

$4,217/mo
Principal & interest
$3,407
Property tax
$450
Home insurance (est.)
$217
HOA fee
$143

Down payment

$130,00020% of list price
Adjust down payment20%
0%25%50%

Based on 20% down ($130,000), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Customize scenario

Price history

DateEventPrice
Jun 13, 2026Price reduced$650,000($19,000)
May 7, 2026Listed for sale$669,000

Location

140 Gardenia Dr, Stafford, VA 22554

Recently sold nearby

Similar homes sold within 0.5 miles in the last 90 days.

This home sale information is not to be construed as an appraisal and may not be used as such for any purpose. BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.

Nearby homes

$650,000

4 beds · 4 baths · 3,154 sqft

Bright MLS

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange (IDX) program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Samson Properties participates, and is provided by BRIGHT through a licensing agreement. © 2026 Bright MLS, All Rights Reserved. Information deemed reliable but not guaranteed. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale. Data last updated: 6/24/2026.