under contractNew — 7d on market

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under contractNew — 7d on market

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Est. $4,995/mo

$799,000

13127 Harbor Lane,Lusby, MD 20657

beds

baths

2,520

sqft

1987

built

Overview

EXCITING POST AND BEAM HOME ON MILL CREEK IS READY FOR SUMMER! Includes a private pier with two boat lifts(10k + 15k), extra shoreline decking for a shady lounge space, and a perfect spot for launching kayaks and SUPs. Arrive to this private and natural setting to a 1/2 acre waterfront site with a beautiful site elevation, great outdoor living spaces, cedar shake shingles and warm wood-beamed interior. The home has three finished levels, each with bedroom-full bath-adjacent living space. The main level space flows for entertaining, with a kitchen-dining-screened porch connection that is…

Listing updated: August 10, 2026 at 6:26 PM

Listed by:

Christine McNelis (410) 610-4045, Berkshire Hathaway HomeServices PenFed Realty

Source: Bright MLS · MLS #MDCA2028050

Property details

Your cost estimate

Est. monthly payment

$4,995/mo

Principal & interest

$4,188

Property tax

$534

Home insurance (est.)

$266

HOA fee

Down payment

$159,80020% of list price

Adjust down payment20%

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Based on $159,800 down (20% of list price), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Personalized Mortgage Summary

Price history

Date	Event	Price
Jul 3, 2026	Under contract	$799,000
Jun 26, 2026	Listed for sale	$799,000

Location

13127 Harbor Lane, Lusby, MD 20657

Est. monthly payment

$4,995/mo

at 20% down · $799,000 list

Tour for free, no strings attached

Ask a question (703) 349-5477

Mable Loans · Equal Housing Lender
NMLS #1949497

Recently sold nearby

Similar homes sold within 0.5 miles in the last 90 days.

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1/39

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Sold Jul 23, 2026 · Listed $385K

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1/16

12995 Rousby Hall Road

Lusby, MD

$304K

Sold May 22, 2026 · Listed $310K

3 bd1 ba960 sqft$323/sqft(+6%)

This home sale information is not to be construed as an appraisal and may not be used as such for any purpose. BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.

Nearby homes

$4,995/mo

Est. · $799,000 list