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Est. $2,193/mo

$364,000

13 W Water,Smithsburg, MD 21783

beds

baths

2,360

sqft

1909

built

Overview

Welcome to the charming Western Maryland town of Smithsburg, where small-town character meets everyday convenience. Ideally located near Hagerstown and Washington County, this home offers easy access to Pennsylvania, West Virginia, and the I-70/I-81 corridors—making commutes to Washington, Baltimore, and local airports and more a breeze. Built in 1909, this beautifully preserved piece of Smithsburg history blends timeless character with thoughtful modern functionality. The home showcases many original features while benefiting from key updates, including a well-maintained slate roof, durable…

Listing updated: August 13, 2026 at 9:08 PM

Listed by:

Patricia Davis (717) 729-2637, Roger Fairbourn Nextgen Realty

Source: Bright MLS · MLS #MDWA2035782

Property details

Your cost estimate

Est. monthly payment

$2,193/mo

Principal & interest

$1,908

Property tax

$163

Home insurance (est.)

$121

Down payment

$72,80020% of list price

Adjust down payment20%

0%25%50%

Based on $72,800 down (20% of list price), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Personalized Mortgage Summary

Price history

Date	Event	Price
Aug 14, 2026	Under contract	$364,000
Jun 5, 2026	Price reduced	$364,000(−$15,000)
May 9, 2026	Listed for sale	$379,000

Location

13 W Water, Smithsburg, MD 21783

Nearby schools

School district: Washington County Public Schools

Smithburg

Elementary School

Smithsburg

Middle School

Smithsburg Sr.

High School

Est. monthly payment

$2,193/mo

at 20% down · $364,000 list

Tour for free, no strings attached

Ask a question (703) 349-5477

Mable Loans · Equal Housing Lender
NMLS #1949497

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This home sale information is not to be construed as an appraisal and may not be used as such for any purpose. BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.

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Est. · $364,000 list