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$4,495,000

4beds
|
4baths
|
2,725sqft
|
2003built
12959 Harbor Road,Ocean City, MD 21842

Est.$29,556/moCustomize payment

What's special

$1650/sqft

Price per square foot

Built in 2003

23 years old

2 parking spaces

Garage

Overview

If real estate truly comes down to location, this West Ocean City setting is difficult to top. With expansive water views, direct boating access, and a front-row perspective of the inlet, Assateague, and the Ocean City skyline, this 4-bedroom, 4-bath home stands out in one of the region’s most desirable coastal locations. Custom built in 2003 and designed to capture the full impact of its surroundings, the home features breathtaking views from multiple levels, an open kitchen and living area wrapped in glass, generous bedroom spaces, two fireplaces, and an elevator serving every level, inclu...

Listing updated: June 1, 2026 at 4:12 AM

Listed by:

Nicholas G. Schiaffino 3025861000, Harbor Living

Source: Bright MLS · MLS #MDWO2038658Bright MLS

Property details

Cost estimate

Est. monthly payment

$26,111/mo
Principal & interest
$23,563
Property tax
$1,050
Home insurance (est.)
$1,498

Down payment

$899,00020% of list price
Adjust down payment20%
0%25%50%

Based on 20% down ($899,000), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Customize scenario

Price history

DateEventPrice
Jun 1, 2026Listed for sale$4,495,000

Location

12959 Harbor Road, Ocean City, MD 21842

Recently sold nearby

Similar homes sold within 0.5 miles in the last 90 days.

This home sale information is not to be construed as an appraisal and may not be used as such for any purpose. BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.

Nearby homes

$4,495,000

4 beds · 4 baths · 2,725 sqft

Bright MLS

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange (IDX) program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Samson Properties participates, and is provided by BRIGHT through a licensing agreement. © 2026 Bright MLS, All Rights Reserved. Information deemed reliable but not guaranteed. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale. Data last updated: 7/3/2026.