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12816 Garrison Lane photo 1
for saleNew — 4d on market
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$445,000

4beds
|
3baths
|
2,070sqft
|
2002built
12816 Garrison Lane,Spotsylvania, VA 22551

Est.$2,926/moCustomize payment

What's special

Just listed

On the market for 4 days

$215/sqft

Price per square foot

Built in 2002

24 years old

Overview

VA assumable loan @ 3.1% for 25 years., approximate balance on VA loan is $353,000. Refer to Floor plans to view square footage updates. 4 Bedrooms, 3 Bathrooms, Utility-Gym Room on lower level behind garage is currently unfinished. Double Decks on rear of home.

Listing updated: June 28, 2026 at 8:21 AM

Listed by:

Gail C Peterman 7038550203, Samson Properties

Source: Bright MLS · MLS #VASP2042766Bright MLS

Property details

Cost estimate

Est. monthly payment

$2,808/mo
Principal & interest
$2,333
Property tax
$233
Home insurance (est.)
$148
HOA fee
$94

Down payment

$89,00020% of list price
Adjust down payment20%
0%25%50%

Based on 20% down ($89,000), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Customize scenario

Price history

DateEventPrice
Jun 25, 2026Listed for sale$445,000

Location

12816 Garrison Lane, Spotsylvania, VA 22551

Recently sold nearby

Similar homes sold within 0.5 miles in the last 90 days.

This home sale information is not to be construed as an appraisal and may not be used as such for any purpose. BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.

Nearby homes

$445,000

4 beds · 3 baths · 2,070 sqft

Bright MLS

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange (IDX) program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Samson Properties participates, and is provided by BRIGHT through a licensing agreement. © 2026 Bright MLS, All Rights Reserved. Information deemed reliable but not guaranteed. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale. Data last updated: 7/1/2026.