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12537 Josephine Lane photo 1
for saleNew — 1d on market
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Est. monthly payment

$5,525/mo
20% down · 6.9% · 30-yr

$894,900 list price

12537 Josephine Lane,Fredericksburg, VA 22407
4
beds
4
baths
3,634
sqft
2025
built
Get loan summary

Overview

Completed in 2025, this exceptional Colonial-style home offers the perfect balance of modern luxury, thoughtful design, and peaceful living on a beautifully situated 2.06-acre lot. Attractive vinyl siding with stone accents, architectural bump-outs, custom retaining walls, and two spacious decks overlooking the private backyard create impressive curb appeal and inviting outdoor spaces for entertaining or unwinding. Inside, you'll find an open, light-filled floor plan enhanced by upgraded water- and fire-resistant SPC luxury vinyl plank flooring, crown molding, and recessed lighting throughout....

Listing updated: July 9, 2026 at 2:15 PM

Listed by:

Alexander L Belcher 5403009669, Belcher Real Estate, LLC.

Source: Bright MLS · MLS #VASP2043592Bright MLS

Property details

Your cost estimate

Est. monthly payment

$5,525/mo
Principal & interest
$4,691
Property tax
$452
Home insurance (est.)
$298
HOA fee
$83

Down payment

$178,98020% of list price
Adjust down payment20%
0%25%50%

Based on 20% down ($178,980), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Personalized Mortgage Summary

Price history

DateEventPrice
Jul 9, 2026Listed for sale$894,900

Location

12537 Josephine Lane, Fredericksburg, VA 22407

Nearby schools

School district: Spotsylvania County Public Schools

Chancellor

Elementary School

Chancellor

Middle School

Riverbend

High School

Recently sold nearby

Similar homes sold within 0.5 miles in the last 90 days.

This home sale information is not to be construed as an appraisal and may not be used as such for any purpose. BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.

Nearby homes

$5,525/mo

Est. · $894,900 list

Bright MLS

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange (IDX) program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Samson Properties participates, and is provided by BRIGHT through a licensing agreement. © 2026 Bright MLS, All Rights Reserved. Information deemed reliable but not guaranteed. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale. Data last updated: 7/9/2026.