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1247 River Bay Road photo 1
for sale
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Est. monthly payment

$3,187/mo
20% down · 6.9% · 30-yr

$499,900 list price

1247 River Bay Road,Annapolis, MD 21409
6
beds
2
baths
1,936
sqft
1973
built
Get loan summary

Overview

Welcome Home! This spacious 6-bedroom Split Foyer in the highly sought-after Cape St. Claire community offers Chesapeake Bay views from a prime location directly across the street from the water. With 3 bedrooms on the main level and 3 additional bedrooms on the lower level, this home provides exceptional flexibility for multi-generational living, guests, home offices, or growing households. The main level features a bright living room that flows into the dining area, kitchen, and a generously sized family/sunroom, creating an ideal space for both everyday living and entertaining. Two full bat...

Listing updated: July 12, 2026 at 8:34 PM

Listed by:

Justin O Thejustin.Net 2404729873, Coldwell Banker Realty

Source: Bright MLS · MLS #MDAA2149144Bright MLS

Property details

Your cost estimate

Est. monthly payment

$3,187/mo
Principal & interest
$2,621
Property tax
$399
Home insurance (est.)
$167
HOA fee
$1

Down payment

$99,98020% of list price
Adjust down payment20%
0%25%50%

Based on 20% down ($99,980), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Personalized Mortgage Summary

Price history

DateEventPrice
Jul 2, 2026Listed for sale$499,900

Location

1247 River Bay Road, Annapolis, MD 21409

Nearby homes

$3,187/mo

Est. · $499,900 list

Bright MLS

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange (IDX) program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Samson Properties participates, and is provided by BRIGHT through a licensing agreement. © 2026 Bright MLS, All Rights Reserved. Information deemed reliable but not guaranteed. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale. Data last updated: 7/15/2026.