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Est. monthly payment

$8,052/mo

20% down · 6.9% · 30-yr

$1,289,900 list price

12 Union Street,Annapolis, MD 21401

beds

baths

2,265

sqft

1981

built

Get loan summary

Overview

Rare opportunity to own a stunning newer built fully detached four bedroom home in the historic district with an attached one car garage plus a one car driveway —an amenity rarely found in downtown Annapolis. Tucked away on a quiet street just steps from Spa Creek and City Dock, 12 Union Street combines the charm and walkability of the Historic District with the comfort and convenience of newer construction. Spanning four levels, the home is filled with natural light and offers high ceilings throughout. The entire interior has recently undergone a significant refresh, including resurfaced ha...

Listing updated: July 8, 2026 at 1:26 PM

Listed by:

Santiago I Navarro-Monzo 4439949923, Coldwell Banker Realty

Source: Bright MLS · MLS #MDAA2149666

Property details

Your cost estimate

Est. monthly payment

$8,052/mo

Principal & interest

$6,762

Property tax

$860

Home insurance (est.)

$430

Down payment

$257,98020% of list price

Adjust down payment20%

0%25%50%

Based on 20% down ($257,980), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Personalized Mortgage Summary

Price history

Date	Event	Price
Jul 8, 2026	Price reduced	$1,289,900(−$10,100)
Jun 27, 2026	Listed for sale	$1,300,000

Location

12 Union Street, Annapolis, MD 21401

Nearby schools

School district: Anne Arundel County Public Schools

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Elementary School

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Middle School

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High School

Est. monthly payment

$8,052/mo

at 20% down · $1,289,900 list

Tour for free, no strings attached

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Ask a question (703) 349-5477

Mable Loans · Equal Housing Lender
NMLS #1949497

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This home sale information is not to be construed as an appraisal and may not be used as such for any purpose. BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.