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Est. $3,797/mo

$624,900

109 White Oak Drive,Mineral, VA 23117

beds

baths

1,943

sqft

1993

built

Overview

One-of-a-kind Lake Anna retreat, offered for sale for the very first time by its original owner. Lovingly maintained and thoughtfully designed, this exceptional home offers the perfect blend of privacy, flexibility, and the Lake Anna lifestyle. Nestled on a beautifully wooded corner lot within a gated lake access community on the public side of Lake Anna, this distinctive contemporary home features 3 spacious bedrooms plus a versatile bonus room that can serve as a home office, nursery, hobby room, fitness space, or even a 4th bedroom for those who desire the additional sleeping area. Desi...

Listing updated: July 14, 2026 at 6:34 PM

Listed by:

Kristie Cooke (540) 287-5290, Lake Anna Property Management And Real

Source: Bright MLS · MLS #VALA2009626

Property details

Your cost estimate

Est. monthly payment

$3,797/mo

Principal & interest

$3,276

Property tax

$250

Home insurance (est.)

$208

HOA fee

$63

Down payment

$124,98020% of list price

Adjust down payment20%

0%25%50%

Based on 20% down ($124,980), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Personalized Mortgage Summary

Price history

Date	Event	Price
Jul 14, 2026	Price reduced	$624,900(−$25,000)
Jun 12, 2026	Price reduced	$649,900(−$25,100)
Apr 24, 2026	Price reduced	$675,000(−$24,000)
Apr 10, 2026	Listed for sale	$699,000